From soft search
to driveway.
Here is the whole process from start to finish with nothing hidden. Most customers get from wondering what they would pay to signing inside a day.
First two minutesTell us about you
We ask for your name, address, employment and what you want to borrow, and that is all. We then run a soft search with Experian and Equifax, which lenders cannot see and which leaves your score alone.
Minute twoWe scan all our panel of lenders at once
We match your profile across our panel of lenders. Quotations come back ranked by total cost of credit, and our commission does not affect the interest rate you are offered.
Minutes three to fivePick your deal
You see the real APR, monthly payment and total payable for each offer, and you can try different deposits and terms as you go. Your quote stays locked for 30 days.
Same dayE-sign on your phone
There is a digital ID check and a digital signature, and that is the end of it. No printer, no post and no trip to a branch.
CompletionFast payout to the dealer
Once underwriting checks are complete and paperwork is signed, payout is processed directly to the supplying dealer, typically the same day during weekday business hours.
average application time
to a lending decision
your quote stays locked
impact on your credit score